When you move into your new home, it’s always a good idea to get a snagging survey done. This inspection looks at more than just cosmetic issues and is designed to catch any defects that fall short of warranty standards or regulations.
The cost of a snagging survey cost will depend on the size and value of your property, but it’s an investment that’s well worth making. Having a list of all the defects in your home can help you negotiate with your housebuilder and save you money on repairs in the future.
While it is possible to carry out a snagging survey yourself, it’s best to hire a professional. Chartered surveyors are well versed in building regulations and construction and can spot issues that might go unnoticed by the untrained eye. They’re also experienced in working with NHBC to mediate disputes between homeowners and housebuilders over defective work.
There are two main types of snagging surveys. The pre-completion snagging survey is conducted before the completion date and gives the housebuilder time to fix any problems. The post-completion snagging survey can be carried out at any point during the first two years of living in your new build, but it may take longer for the housebuilder to repair issues found later on.
A snagging survey is generally less expensive than a full Building Survey or HomeBuyer Report and tends to focus on defects that affect the safety and function of your home. However, it’s still important to compare surveyor prices and choose the one that’s right for you.
When to book your snagging survey
If you’re buying an off-plan property, it’s important to get a snagging survey before you complete. This will help you avoid purchasing a property with major faults and ensure the developer builds your home to a high standard. Otherwise, you could end up with costly repairs after moving in that you’re not responsible for.
Some developers don’t allow you to have a snagging survey done before the completion date and may deny access when you try. In these cases, it’s worth asking your conveyancer to intervene and invoke your legal rights in order to arrange a survey.
Snagging surveys are an excellent way to protect yourself as a new homeowner and ensure that your new home is up to scratch. They’re a much better option than trying to negotiate with the builder after you move in, and can help you get back any money that you might have spent on repairing problems caused by poor workmanship.
Snagging surveys are usually paid for by the homebuyer and can be included in your purchase contract. In some instances, your mortgage company may be able to cover the cost, so check with them before booking. It’s also a good idea to check with your insurance provider as they may be able to offer cover for any damages identified by a snagging survey.